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Flaherty Expected to Tighten Canadian Mortgage Rules

Posted by James Osmar | Posted in Random, Real Estate Articles | Posted on 17-01-2011

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Real Estate Blog – Post provided by the CBC NEWS

Federal Finance Minister Jim Flaherty is expected to announce tighter mortgage rules on Monday                                                                        real-estate-motgages
to combat concerns over high Canadian household debt.

The announcement is set for 8 a.m. ET in Ottawa.

Among the expected changes are the lowering of the maximum number of years the government will back mortgages — from 35 to 30.

Ottawa is also expected to:

- Limit the insurance coverage by Canada Mortgage and Housing Corp. on lines of credit.

- Reduce the upper limit that Canadians can borrow against their home equity to 85 per cent from 90 per cent.

The changes come following recent warnings from the Bank of Canada on household debt levels.

In December, bank governor Mark Carney cautioned Canadian households and businesses not to be lulled by current low interest rates, because repercussions from a hike could be swift.

Last week, Agathe Cote, a deputy governor at the bank, told a Kingston, Ont., audience that a sudden weakening in the Canadian housing sector could affect other areas of the economy given the high debt loads of some households.

If that shock hits, Canadians would be expected to cut back on their spending, she said.

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Real Estate Training – Internet Marketing Skills

Posted by James Osmar | Posted in Lead Generation, Real Estate Articles | Posted on 08-01-2011

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Real Estate Training

Not every real estate training program is the same and it would be wise to consider your goals and current industry trendspick-a-target when faced with different options. What is clear is that today it is much more difficult to survive this industry without knowledge of online marketing strategies. In order to succeed and maintain profitability and relevance in the industry, you must have knowledge on this critical aspect of the business.

Most successful real estate sales people have learned to use the internet for growing their businesses. They have developed and mastered smart ways by which to attract and retain clients online.

You can find comprehensive and advanced Realtor® training programs online. Some of are free of charge but the best ones require you to pay reasonably for the courses. The online real estate training courses are offered to both beginners and experienced Realtors®. Basically, any person wishing to improve their online presence in this lucrative field can go for this training. Due to the dynamic nature of the internet, ongoing training is always called for so as to inform oneself with relevant and upcoming issues.

Conventional real estate training usually follows set guidelines and curriculum requirements. Knowledge of the internet and how to harness it to your advantage is not a requirement for one to be issued with a realtor licence. Most trainers ignore teaching this crucial aspect of the trade and focus only on the laid down curriculum as it can be very difficult to acquire the knowledge. In fact, some of these trainers are in business and do not have time to learn new trends and changes related to the internet.

It can be disappointing to spend so much time on acquiring knowledge while others are making money online. For this reason, it is highly recommended that you upgrade your skills in this area of online internet real estate strategies with proven methods of lead capture, lead conversion and relationship building. Your trainer must be updated on the latest information, software and SEO strategies being used by Internet masters to gain the lion’s share of new real estate leads.

Click here to listen to the Tony Crawford interview —>> Lead Generation

Online Realtor® training is aimed at generating more revenue for your business from the internet. You will learn to earn more by discovering how to acquire more leads, more listings and increasing sales. Similarly, you will be taught how to improve your methods of prospecting for clients and better ways of marketing your business. This follows the established fact that most home buyers and sellers hunt for information and clients from online sources well before they seek out a real estate agent. The trend is steadily increasing as technology improves and any tech savvy individual knows that the internet is the new platform for business.

It is not difficult to achieve Realtor® training today. The courses can be packaged conveniently to suit your personal schedule. The major benefit of online training is that you can apply the knowledge immediately as you understand the basic concepts. All you need to have is a personal computer, an up and running real estate website or blog and a reliable web hosting provider. Once you have established a presence on the internet, you have full access to thousands of potential clients twenty four hours a day throughout the year.

Real estate  training for advancing your internet knowledge does not negate the traditional methods of real estate selling skills as they are often the basis of most internet marketing strategies. A combination of traditional and modern techniques of real estate selling skills will ensure that you reap handsome rewards as a Realtor®.

James Osmar
SellingToolz Ltd.
800-404-9850

Realtors® Internet Training Program

Posted by James Osmar | Posted in Lead Generation, Real Estate Articles | Posted on 29-12-2010

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Realtors Advanced Training Program

Realtors Internet Training Program

With the Realtors® Commission Gusher Advanced Internet Lead Generation Training Program, you will gain the Understanding, learn the Strategies and acquire the Tools that will enable you to consistently capture a steady reliable source of buyer and seller leads from the lowest cost source of them all the Internet.
  • Module One

    In Module One we will show you How to set up all you Real Estate Internet Prospecting Systems and accounts. We go in depth covering the importance of prospecting and distinguish the various types of advertising. Covering the best targets the lowest cost most profitable possibilities.

  • Module Two

    Module Two goes in depth into web page prospecting and how to turn your Performance Web Page into a lead funnel. By this stage you will go from Technophobe to a Tech savvy Realtor. We will cover all the various aspects of implementing YouTube into your daily prospecting routine. One of the most significant prospecting tools of this century. As well we take all the mystery out how to select the right equipment and software to take on this significant are of the real estate marketing.

  • Module Three

    In Module Three you will learn why as a real estate agent you need several different lead generating web pages and how to use them. We cover in great detail how to suck leads out of the Internet like a vortex with your non Branded Gold Rush Leads Page. Get prepared to think in this module as we go deep into Google AdWords. You will see just how inexpensive it is to use these systems to acquire leads, learn this and you will never have to beg for deals again.

  • Module Four

    Module Four will give you a complete understanding about how to use Craigslist, Kijiji, Backpage as well as other posting sites. You will see that it is not enough to simply put your listings on these sites; you must follow a critical strategy that almost no real estate agents have figured out. Do this correctly and you will drive hundreds of free leads to your in-box.

  • Module Five

    Module Five will enable you to develop your long term client contact strategy with the use of a Blog. You will see just how easy it is to get information for hundreds of real estate sites around the internet and just how easy it will be to position your clients as the agent of choice in your market. As well we will show you how to train your clients in a way that they will want to send you all of their referrals. This is one of the most powerful strategies that you will ever learn.

  • Module Six and Beyond…

    Because this is a lifetime membership, this site will continue to grow and evolve with the times. We will always be adding new technologies and prospecting strategies that will bust open new markets as the present themselves. For example we are currently developing a new prospecting system for Facebook, this is the most targeted audience in the world and it is brand new. We are also developing a new non Branded Market Mail Out program. As a Commission Gusher Training member your price will be secure.

    CLICK HERE TO LEARN MORE —->>> Real Estate Agent Training

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Home prices fall faster in biggest US cities

Posted by James Osmar | Posted in Real Estate Articles, Real Estate News | Posted on 28-12-2010

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NEW YORK, N.Y. – Home prices are dropping in America’s largest cities and are expected to fall through next year, with the worstdeclines coming in areas with high numbers of foreclosures.

The Standard & Poor’s/Case-Shiller 20-city home price index fell 1.3 per cent in October from September. All cities recorded monthly price declines.

Atlanta recorded the largest decline. Prices there fell 2.9 per cent from a month earlier.

Washington, which had posted increases for six straight months, dropped 0.2 per cent in October.

The 20-city index has risen 4.4 per cent from their April 2009 bottom. But it remains 29.6 per cent below its July 2006 peak.

By The Associated Press

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Life is Good!

Posted by James Osmar | Posted in Random, Real Estate Articles | Posted on 26-12-2010

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Just when you start to think that your real estate sales are not going the way that you would like and life starts to get you down a little. We have all been there at one time or another, some just go there a little more often or maybe even a little deeper into that place.

This is when you need some great mind startegies to get yourself back on track. I had a lady send me a link to a video this week, it is about a man with a special condition, you really have to watch the video to have the massage permeate your thoughts. It will do you good to keep it around for those days when your real estate sales or life concerns are not going just the way you want them to.

Just think about how good you really have got it… you really have no limits except those that you place upon yourself!

Enjoy YouTube Preview Image

Lackluster 2011 Canada housing market seen

Posted by James Osmar | Posted in Real Estate Articles | Posted on 23-12-2010

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TORONTO (Reuters) – Canada’s housing market may have a lackluster year ahead as demand will be spurred by low interest rates but could be capped by moderate job and wage growth, Scotia Economics said on Thursday.

The economics unit of Canada’s third-largest bank said in its year-endGlobal Real Estate Trends report that Canada’s housing market has been one of the better performing, yet volatile, markets among advanced nations this year.

“We are neither overtly optimistic nor pessimistic regarding the outlook for 2011,” said senior economist Adrienne Warren.

“The bigger risk likely awaits 2012 when more significant interest rate increases, combined with record high home prices, will notably strain affordability.”

Sales of existing homes in Canada rose for a fourth straight month in November. That reinforced market sentiment that stability is returning to the sector after it cooled earlier this year from the red-hot levels of 2009.

The housing sector has avoided two extreme bubble-and-crash scenarios over the past three years when resale prices dropped sharply in 2008, then quickly rebounded as low mortgage rates and lower prices supported the turnaround.

Warren expects the Bank of Canada will maintain interest rates at historically low levels, currently at 1 percent, well into next year, given global economic uncertainty and subdued inflation.

Low interest rates may be an “extremely powerful inducement” that could attract both first-time buyers and those looking to upgrade their dwellings, resulting in a “decent” level of sales, said Warren.

But demand may be tempered by more moderate employment and income growth next year. Public-sector hiring in 2011 is not expected to repeat its job creation from the past year as government restraint efforts take hold.

Globally, Scotiabank expects prospective buyers may move to the sidelines next year despite attractive borrowing costs, as purchase incentives expire in many markets and slow job growth may weigh on confidence

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As a great source for client contact consider a Client Contact Blog

CLICK HERE —–|||>>>> Client Contact Blog

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Swipe Auctions

Posted by James Osmar | Posted in Random, Real Estate Articles | Posted on 23-09-2010

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Click on the link and what this short Video, you willl not belive the deals that people are getting.

SWIPE AUCTIONS

Free Long Distance Anywhere in Canada or the U.S.

Posted by James Osmar | Posted in Random, Real Estate Articles | Posted on 19-09-2010

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Would you like to make free phone calls anywhere in Canada or the US?

Well you can!

All you need is a computer with a speaker and Gmail account. That is it!

Simply go to your Gmail account or  set up a new one at the following link.

Once set up access your account dial and start talking… it’s that easy.

Click here —>>> FREE LONG DISTANCE

Posted by Selling Toolz Ltd

Creator of Real Estate Agent Websites

Woman accused of terrorizing neighbours ordered by judge to sell her condo

Posted by James Osmar | Posted in Real Estate Articles, Real Estate News | Posted on 16-09-2010

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For years, Natalia Korolekh is alleged to have terrorized her neighbours with violence, racial insults and a massive Rottweiler that is “a constant source of fear.”

In her tony, 30-unit townhouse complex in downtown Toronto, Korolekh is considered the neighbour from hell. And on Aug. 17, the Ontario Superior Court agreed — by ordering the 41-year-old stockbroker to sell her home.

In a rare decision, Justice Michael Code ordered Korolekh to sell her unit near Bay and Bloor Sts., ruling she has been physically violent and intimidating to her condo neighbours.

Korolekh must also pay $35,000 to her condo board and get rid of her dog, a 5-year-old Rottweiler named Chinia. According to court documents, the large dog — estimated at about 150 lbs. — is used to “frighten and intimidate,” once lunging at a neighbour while Korolekh urged her to “Get it! Get it!”

Neighbours say Korolekh’s presence has transformed their community from one that was “safe, accepting and close knit” to one where common areas are now “virtually barren” and residents avoid Korolekh at all costs.

“Mrs. Korolekh’s behaviour is extreme in a number of senses,” Justice Code wrote in his judgment. “This broad array of misconduct is carried out in a devious, persistent and vindictive manner.”

He continued: “This case was a ‘perfect storm’ where the misconduct is serious and persistent, where its impact on a small community has been exceptional and where the respondent appears to be incorrigible or unmanageable.”

It is extremely rare for judges to order the sale of a condo unit, a decision considered by some to be excessive and draconian.

But lawyers for Metropolitan Toronto Condominium Corp. No. 747 say Korolekh was a danger to both the property and her neighbours, thus making legal action necessary.

“It was very extreme,” said Denise Lash, solicitor for the condo corporation. “It was probably the most extreme case that I’ve seen in my 21 years.”

Korolekh was given three months to sell her home but on Friday, she insisted she was staying put.

Chinia could also be seen lounging on Korolekh’s couch; the court-ordered deadline for the dog’s removal passed two weeks ago.

“Trust me, I will fight for myself,” said Korolekh from her home on Friday, dressed in a stained white shirt and speaking with a thick Russian accent. “”I feel something is not right here.”

In her four-page affidavit, Korolekh accuses her condo board of spearheading a “campaign of harassment” ever since she asked for some defective windows to be replaced.

Korolekh said her condo board is trying to save money by using the courts to force her out and avoid paying for the windows.

But in the judge’s ruling, Code outlines numerous examples of harassment and intimidation described by nine separate complainants. They include incidents of Korolekh “egging” homes, poisoning a neighbour’s plants, throwing gravel and stones, and even striking a male resident in the throat.

Neighbours further allege Korolekh is often “highly intoxicated” and blasts loud music at night. She is also known to climb walls and “stare inside of units for extended periods of time,” one claimed.

But the most frequent complaint against Korolekh is for offensive language. Multiple complainants describe her making racial slurs and “screaming obscenities, mostly about her disdain for homosexuals.”

In one affidavit, a neighbour described an encounter with Korolekh while in the company of his mother and daughter.

“As we were entering our unit, Korolekh yelled at us collectively, ‘You ugly Romanians,’ ‘f—you’ and other obscenities,” he wrote. “My daughter was 9 years old at the time.”

The condo board applied to have Korolekh removed from the townhouse complex on July 19, 2009, alleging she was in violation of section 117 of the Condominium Act, which prohibits residents from permitting or engaging in dangerous activity. They also said Korolekh failed to comply with an earlier request to stop her inappropriate conduct and remove her dog from the home.

On Friday, a number of residents expressed relief with the judge’s decision but most refused to speak on the record, citing fears of retribution.

“This community couldn’t be happier with the ruling,” said neighbour Robert Jerome in an email. “We were all terrorized by her, her vicious Rottweiler and her equally as nasty partner.”

Korolekh categorically denies any wrongdoing and laughed incredulously when told of the allegations made against her. She says she is the one who has been targeted with violence and racist remarks, not her neighbours.

The condo’s lawyers say they hope Korolekh will comply with the judge’s orders. But Korolekh insists she will fight to stay in her condo.

“At this point, I don’t really care,” she said. “I’ll keep trying.”

Jennifer Yang Staff Reporter

Bill Gates Speech – 11 rules your kids did not and will not learn in school

Posted by James Osmar | Posted in Real Estate Articles | Posted on 13-09-2010

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Rule 1
: Life is not fair – get used to it!

Rule 2: The world doesn’t care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.

Rule 3: You will NOT make $60,000 a year right out of high school. You won’t be a vice-president with a car phone until you earn both.

Rule 4: If you think your teacher is tough, wait till you get a boss.

Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.

Rule 6: If you mess up, it’s not your parents’ fault, so don’t whine about your mistakes, learn from them.

Rule 7: Before you were born, your parents weren’t as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent’s generation, try delousing the closet in your own room.

Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools, they have abolished failing grades and they’ll give you as MANY TIMES as you want to get the right answer. This doesn’t bear the slightest resemblance to ANYTHING in real life.

Rule 9: Life is not divided into semesters. You don’t get summers off and very few employers are interested in helping you FIND YOURSELF. Do that on your own time.

Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs.

Rule 11: Be nice to nerds. Chances are you’ll end up working for one.

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